Morton South provides Long Term Care insurance coverage.

Long Term Care insurance provides money to pay for nursing homes, assisted living, home health care and more for those unable to help themselves or for the exhausted caregiver that needs a break from the everyday demands of providing care for our aging loved ones.

There are many articles that discuss the need for LTC or when LTC should be called upon. This post will focus on the technical aspect of getting a policy and the costs for it.

Long Term Care is complicated. A lot of people have the misunderstanding that life or health insurance will help pay for long term care. Generally, this is not the case. Traditionally, LTC costs were covered by savings or by the state via Medicaid once the subject is declared indigent. Now there is insurance to help with the high cost of long term care. And there are coverage plans available that protect your assets dollar for dollar spent on insurance.

Contact Morton South for a consultation on Long Term Care costs and to get a quote on coverage. quotes@mortonsouth.com or 843-936-0632.