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That money is not maximizing the death benefit your heirs could be receiving… If you have socked away $10,000 to cover the cost of your own funeral in a CD or Savings Account, congratulations for planning ahead. It’s a very nice and honorable thought for you to help out your relatives during an emotional time. […]
Many young people assume they don’t need life insurance, or that they should wait to purchase coverage until their lifestyle or family situation changes. However, waiting to buy life insurance can be a costly mistake. In reality, the best time to get life insurance is when you’re an infant. That’s because the cost of insurance […]
Life insurance can mean different things for different people; there are as many reasons for purchasing coverage as there are policy and coverage types. If you are trying to determine whether you or a loved one needs life insurance, the simplest approach is to determine whether someone else could struggle financially when you die. If […]
If you don’t have life insurance yourself, odds are good that you have heard of it. It’s a common tool used in financial planning and estate planning, and it’s also often included in employee benefit packages. Despite the fact that life insurance is widely available, many people don’t know much about what it is or […]